terms & conditions

Interest Rate Calculation

Interest rates for Daily Interest Savings Accounts are expressed annually, paid monthly and calculated daily. Pacific & Western Bank of Canada uses this calculation to accumulate interest:

Cheque Hold / Validation period

Non-cash and non-Pacific & Western Bank of Canada cheque deposits will be subject to a validation period of up to ten calendar days. Funds will not be available for withdrawal or transfers until this hold period is lifted.

About Our Service Fees

PWB can charge your account its standard account service fees. These fees are posted on our Service Fees Page of our website and are available from each of PWB's offices. The fees may be changed from time to time and will be disclosed to you in accordance with applicable laws.

Daily Business Cut Off

Deposits received in our office after 3:00pm Saskatchewan time will be credited to customer accounts as of the next business day.