Rates Effective: Jul 04, 2008

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Daily Interest Savings Account Rates:*

Account Type		Interest Rate
Sunrise Daily Interest Savings Account** on account balances of $10,000.00 or more on account balances below $10,000.00		3.500% 2.450%

* Rates subject to change without notice ** Formerly the eTrust Savings Account

Short Term Guaranteed Investment Certificate Rates:*

Term		Interest Rate
30-59 days		3.450%
60-89 days		3.450%
90-119 days		3.450%
120-179 days		3.650%
180-269 days		3.700%
270-364 days		3.750%

* Rates subject to change without notice Minimum deposit is $5,000.00

Guaranteed Investment Certificate Rates:*

Term		Paid Annually		Compounded Annually		Paid Monthly		Paid Semi-annually
1 Year		3.850%		3.850%		3.350%		3.600%
2 Year		3.700%		3.700%		3.200%		3.450%
3 Year		3.500%		3.500%		3.000%		3.250%
4 Year		3.500%		3.500%		3.000%		3.250%
5 Year		4.100%		4.100%		3.600%		3.850%

* Rates subject to change without notice Minimum deposit is $1,000.00 Minimum deposit on monthly certificates is $5,000.00 Certificates are non-redeemable before maturity

Registered Retirement Savings Plan Rates:*

Term		Renewals Only		New business & Transfers
1 Year		3.850%		3.850%
2 Year		3.700%		3.700%
3 Year		3.500%		3.500%
4 Year		3.500%		3.500%
5 Year		4.100%		4.100%

* Rates subject to change without notice Minimum deposit is $1,000.00 Certificates are non-redeemable before maturity